In order to be eligible for this program, a borrower must:

• Occupy the property as their principal residence
• Possess a valid Social Security Number
• Have a two-year employment history
School and military service count towards this two-year requirement.
• Not be delinquent on any Federal debt such as a student loan or other FHAinsured
mortgage; and
• Meet flexible credit requirements.
A minimum credit score is not required.

The buyer’s entire cash investment – as little as 3.5% percent – can be a gift from a family member, employer, charitable organization or local government entity.

The seller can contribute up to six percent of the home’s sale price toward closing costs

* U.S. citizenship is not required but, for those who are not citizens, they must be lawful permanent or non-permanent resident aliens with a valid Social Security number.

Do you meet the abve requirements? If so, apply
for your No Money Down Home Loan Today.

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