Your Loan Application

Loan Types:

  • FHA, VA & Conventional
  • Fixed Rate Mortgage Loans -40 30, 20, 15 and 10 year amortization terms are available
  • Adjustable Rate Mortgage Loans
  • ARM Indexes include: COSI, MTA, Libor and Treasuruy ARM loans. (Cost of Savings Index, Monthly Treasury Average & London Innter Bank Offered rate)
  • 1st and 2nd Mortgage Loans
  • Equity Loans & Lines of Credit
  • Balloon Loans
  • Conforming Loans

 

 

  • Jumbo Loans 
  • Investment Property Loans
  • Rate/Term Refinance
  • Cash Out Refinance
  • Debt Consolidation
  • Home Improvement Loans
  • Divorce Loans
  • No Credit Loans
  • Foreclosure Bail-outs
  • Quick & Easy Loans
  • Creative Loan Programs
  • Specail Loans for:
    Teachers, Fire-fighters, Policeman and HealthCare Industry Employees

 Purchase:

  • First Time Homebuyer Programs 
  • $00 - No Money Down Purchase loans
  • 3% Down Purchase with low credit scores  
  • 5% to 10% Down Purchase loans   
  • 20% Down Purchase with low rates  
  • Jumbo Loans
  • Relocation Loans 
  • Less than Perfect credit loans 
  • Residential Property Loans (one to four units)
  • Commercial Property Loans 
  • Creative Loans for all situations  

 Refinance:
  • No out of Pocket Cost Refinance
  • Rate & Term Refinance
  • Cash-out Refinance
  • Debt Consolidation Loans
  • Home Improvement Loans
  • Equity Lines of Credit
  • 2nd Mortgage Loans
  • Streamline Refinance Options
  • Cash-Out for any purpose 

Investors:

  • Purchase or Refinance Investment Property
  • Stated Income Programs 
  • Low down payment options

Loans for ALL Credit Situations:

  • Good to Excellent Credit
  • Damaged Credit
  • Previous bankruptcy o.k.

 

Creative Mortgage Lenders has been helping families, individuals and partners since 1996 to secure affordable financing for their real estate financing needs. You can rely on our trustworthy and personal service to help you with both residential and commercial financing for any property located in the state of Florida. 


Creative Mortgage Lenders 2300 4th Street N St. Petersburg, Florida 33704
Phone: Toll Free Phone: Fax:

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