VA loans - Veterans wishing to purchase or refinance a home in the state of Florida, apply for your VA Home loan today!

VA Loans

VA guaranteed loans are guaranteed by the U.S. Department of Veteran Affairs (VA) to eligible veterans for the purchase of a home.

In most cases, no down payment is required on a VA guaranteed loan and the borrower usually receives a lower interest rate than is ordinarily available with other loans.

Other benefits of a VA loan include:

Negotiable interest rate
Reasonable closing costs
No private mortgage insurance required
No prepayment penalties
Mortgage can be assumed by the buyer when the home is sold
Counseling and assistance available to veteran borrowers having financial difficulty or facing default on their loan.

Although mortgage insurance is not required, the VA charges a funding fee to issue a guarantee to a lender against a borrower's default on a mortgage. The fee may be paid in cash by the buyer or seller, or it may be financed into the loan amount.

If you are a Veteran - Thank you for your service to our Country.

If you are a veteran who is financing and/or buying a home within the next 1-4 months, apply for your VA Home Loan Today. Simply complete the following quick form and a mortgage professional will contact you shortly:

Free Pre-qualification

Simply complete the below information and a Mortgage Consultant will
contact you shortly to give you your Free pre-qualification. Be sure to
ask for your Free Home Buyers Handbook!

Purchase:

*Name:
*Email:
*Phone:
Alternate Phone:
*Have you signed a Purchase Contract?:
*Do you currently Own or Rent?:
*How soon do you plan to move?:
*How many years at your current job?:
*How much is your down payment?:
*What is the best time to reach you?:
*Credit history-Excellent/Good/Average/Poor:

Are You Refinancing? If Yes-complete:

*Type of property; SFR/Condo/Townhome, etc.:
*Approximate Value of your Property?:
*Are you getting cash-out?:
*Approximate Mortgage Balance(s):
*Current interest rate?:
*What is the purpose of this refinance?:

Note: Fields with an * are required

Creative Mortgage Lenders has been helping families, individuals and partners since 1996 to secure affordable financing for their real estate financing needs. You can rely on our trustworthy and personal service to help you with both residential and commercial financing for any property located in the state of Florida.